Prefr

Prefr Credit is an app made for the unsung heroes on the back of whom India runs on a daily basis.

With Prefr, we give you instant personal loan upto ₹3,00,000 directly in your bank account so that you can progress and grow in life not just personally but also professionally without any barrier or hesitation.

At Prefr, all the loans are financed by our lending partners - Hero FinCorp Ltd, NDX P2P Private Limited (Liquiloans), and Aditya Birla Finance Limited.

We provide you with a range of products meeting your personal and professional needs, like:

👨🏻‍💻 Term Loans for Self-Employed: Flexible tenure loans that will help you grow your business

💸 Personal Loan for Salaried: Comfort loans for your medical, home upgrade, wedding expenses ranging from 6 to 18 months with easy EMIs

With Prefr, getting a loan is as simple as it gets without any hassle and friction, get your loan approved in just 3 easy steps:

🗂️ Check your loan offer: As per your need, choose a loan plan especially curated for you

🔎 Verify Documents: Tell us about who you are and what you do with the supporting documents

📫 Easy Repayment Facility: Setup an auto-debit on your bank account for your EMI payments and we will take care of the rest.

Highlights

→Finance Amount: Min: ₹25,000; Max: ₹3,00,000

→Tenure: 6 to 36 months

→Interest Rate: Between 18% to 36% per annum

→Processing Fee: 3% to 5%

Let's say:

For ₹1,00,000/- borrowed, at interest rate of 24% per annum for 12 months (interest rate on reducing balance method), you would pay:

Processing fee: ₹2,000

Interest: ₹24,000

Total amount repaid after a year: ₹1,26,000

When Banks says 'NO', We say 'YES!' Download Prefr now

Read about our terms and conditions

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